How many american express cards are there

Other premium travel cards offer generous rewards on getting around too, but the Amex Platinum is bursting with plumped-up perks aimed at a very specific audience: someone who wants to breeze through airport security and head right to a lounge, who lives in a major metropolitan area and likes to work out at the upscale Equinox gym, shops at Saks Fifth Avenue and takes Uber on the regular. Pay the annual fee and get discounts that will potentially outweigh the cost of ownership, but only if fully maximized.

Plus, earn 10x points on eligible purchases on the card at restaurants worldwide and from purchases at Shop Small locations in the U. Terms Apply. You can redeem Membership Rewards in multiple ways. For travel you can use your points for flights and other travel through AmexTravel. Points are worth one cent each when used this way for flights, but only 0.

Membership Rewards points can also be transferred to over a dozen airline and hotel partners, many at a transfer ratio. Hotel partners include Hilton, Marriott Bonvoy and Radisson. Transferring points and using them for premium cabin travel can be a way to maximize the value of your points but you can also use your rewards to upgrade your travel.

Gift card redemptions are generally worth one cent per point and using your rewards as a statement credit against a purchase is worth 0. Another option is to pay with points at checkout with select retailers like Amazon, Best Buy, Boxed. This option is typically worth 0. Forbes Advisor uses data from various government agencies in order to determine both baseline income and spending averages across various categories, which we used to compile rewards potential for various credit cards.

The rewards rate is just so-so: 3 miles per dollar on Delta purchases and 1 mile per dollar on all other eligible purchases, but the card does offer the ability to earn Medallion Qualification Miles MQMs. This buy-one get-one offer could be worth more than the annual fee on the card itself. Similar to the Amex Platinum, the card carries a steep annual fee but also a number of benefits and credits that can offset that price tag if fully maximized.

Earn 3 points per dollar on other travel and dining and 1 point per dollar spent on all other purchases. The card also offers a complimentary fourth night free exclusive of taxes and fees at a hotel of your choice after a minimum four consecutive night booking through ThankYou. This benefit can be used up to two times per calendar year.

If you fit the profile that can take full advantage of the perks offered with the American Express Platinum Card, or if you value widespread airport lounge access at any price, this card fits the bill. Robin Saks Frankel is a credit cards and personal finance writer for Forbes Advisor. Previously, she covered credit cards and related content at other national web publications including NerdWallet, Bankrate and HerMoney.

Follow her on Twitter at robinsaks. Select Region. United States. United Kingdom. Apply Now. On American Express's Secure Website.

Robin Saks Frankel. Forbes Advisor Staff. Each Card category has three unique variations with different benefits and ways to earn rewards. The right Credit Card for you depends on your lifestyle and spending preferences. Fast forward to today: That simple credit card idea has evolved into a plethora of possibilities ready to suit the incredibly diverse lifestyles, tastes, and spending habits of a 21st Century generation.

Today, American Express offers several categories of credit cards, each with three unique card variations to suit any Card Member from the everyday shopper to the luxury traveler. Terms apply to all benefits for the Credit Cards listed below and all offers listed are subject to change. APRs are accurate as of October 2, , and are subject to change.

Similar to Green, but with 4X points at restaurants and 3X points on flights booked directly with airlines or through American Express Travel. Gold also adds 4X points per dollar spent at U. Despite the supermarket spending perk, Gold still emphasizes travel and dining, but also adds:. But now the Platinum Card also offers a suite of new benefits that can help make life more rewarding, even at home.

Enrollment is required. Interested in earning Membership Rewards points for the purchases you make every day? Your spending earns Membership Rewards points that can be redeemed in a variety of ways, such as travel, gift Cards, and statement credits. Blue from American Express. Bottom Line This is a well-rounded card with a high rewards rate in multiple categories. Rose Gold is here to stay.

No Foreign Transaction Fees. Our rating: 3. Regular APR Overall rating Our rating: 3. Rewards Value: 3. Annual Percentage Rate: 1. Rewards Flexibility: 2. Features: 3. There are no rotating categories or enrollments to keep track of. Cons Rewards cannot be transferred or combined with other cards.

Bottom Line For big households and road warriors, these featured rewards categories make everyday purchases especially valuable. Plans created after that will have a monthly plan fee up to 1. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. No annual fee. Show more less. Pros Rewards can be redeemed for previous purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Rewards Value 2. Annual Percentage Rate 0. Rewards Flexibility 3. Features 3. Issuer Customer Experience 4. Pros There are no blackout dates. Points can be transferred to 16 partner airlines. Bottom Line The travel protections and frills offered by this card are a good fit for small business owners who are frequently on the road. Cap applies. Rewards Value 5. Annual Percentage Rate 3.

Features 5. Pros Cardmembers have access to over 1, airport lounges around the world. Cons Travel must be redeemed through the American Express Travel portal.

There is a fee to transfer points to airline loyalty programs. Bottom Line A range of luxury travel perks and trip protections — not to mention a sizable welcome bonus — make the Business Platinum Card from American Express an excellent match for business travelers after a high-end travel experience.

After that, your APR will be Earn 1. Rewards rate 2X Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U. Rewards Value 3. Annual Percentage Rate 4. Rewards Flexibility 4. Pros Miles may be redeemed for one-way flights. Miles never expire and there are no blackout dates. Cons The fuel surcharge on international rewards flights can be very high in some cases. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.

Earn 1 Mile on every eligible dollar spent on other purchases. Pay no foreign transaction fees when you travel overseas. Terms and limitations apply. Rewards rate 12X Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.

Annual Percentage Rate: 3. Why we like this card With this card, Hilton loyalists earn 12X points at participating Hilton hotels and resorts, as well as 6X points at U. Pros Points never expire as long as the card remains active. Points can be used to upgrade reservations. Cons Beyond hotel stays, redemption options are limited. Reward rates for regular rooms are sometimes inflated to premium rates. Bottom Line With its generous welcome bonus and high rewards rate on not only Hilton stays but general purchases, racking up points is easy.

Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.

Rewards rate 3X Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Rewards Value 4. Pros There are no blackout dates on Delta flights. You may book with miles combined with cash on some flights. Cons Fuel surcharges can be very high on some international flights. Bottom Line If your ultimate goal is to snag Delta status, this card can put you on the right track, all while you enjoy Delta frills like priority boarding and a complimentary checked bag.

Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Annual fee No annual fee. Annual Percentage Rate 5. Rewards Flexibility 5. Features 4. Cash back is applied as a statement credit at the end of each billing cycle. Big business spenders may be able to find a more lucrative business credit card, albeit for an annual fee. Cash back earned is automatically credited to your statement.

From workflow to inventory to floor plans, your business is constantly changing. Just remember, the amount you can spend above your credit limit is not unlimited.

It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors.

No Annual Fee Terms Apply. Annual Fee No annual fee. Rewards rate 3X Earn 3 Miles on every dollar spent on eligible purchases made directly with Delta.